No spreadsheets. No setup. No nonsense. Open the app, tap once, see where your money's going.
Log expenses in seconds with a fast keypad and one-tap categories.
Never miss rent, internet, or subscriptions. Recurring bills with smart notifications.
See your spending broken down by day and category, every week.
Set a monthly target and watch a clean progress bar. No judgment.
Send your data as CSV/Excel by email — straight from the app.
Everything lives on your device. No accounts, no servers, no tracking.
Found a bug, have a feature idea, or just want to say hi? A real person reads every email.
Email support@mksp.grYour data lives on your iPhone. To back it up, use the Export feature to send yourself a CSV file by email.
Swipe left on any row in the Home screen — or tap a transaction and use "Delete Expense" inside the edit sheet.
When you mark a recurring bill as paid, it moves to the Paid tab. The next month's instance appears automatically as its due date approaches (within 14 days).
Yes — Settings → Preferences → Monthly Soft Limit.
Not on the roadmap. Payly is iOS-only.
No. Payly is a one-time €3.99 purchase on the App Store. You buy it once, you keep it.
Nothing. Payly does not collect, transmit, store, or sell any personal data. There are no analytics, no third-party trackers, and no servers receiving your information.
Your expenses, bills, categories, profile name, profile email, and preferences are stored locally using iOS's built-in storage on your iPhone. They never leave the device unless you explicitly export them.
None. Payly does not integrate with any analytics, advertising, or crash-reporting SDKs.
Payly is suitable for ages 4+ and does not knowingly collect data from anyone of any age.
If this policy changes, we'll update this page with a new date.
Questions? Email support@mksp.gr.
By downloading or using Payly, you agree to these terms. If you don't agree, please don't use the app.
We grant you a personal, non-transferable, revocable license to use Payly on iOS devices you own or control, as permitted by Apple's standard end-user license agreement.
Payly is a one-time purchase through the App Store. There are no subscriptions and no in-app purchases.
Use Payly for personal expense tracking. Export your data whenever you want. Stop using the app any time.
Payly is provided "as is." We do our best to keep it reliable, but we can't guarantee it will be bug-free or always available. You are responsible for backing up your own data using the Export feature.
To the extent permitted by law, we are not liable for any data loss or financial decisions you make based on what Payly shows you. Payly is a tracking tool, not a financial advisor.
For questions about these terms, email support@mksp.gr.